Jobs Private USA → Technology → Software engineering → Backend Software Engineer, Payments

Backend Software Engineer, Payments

NEXT Insurance · Boston, MA · posted 23 days ago

In short: Backend Software Engineer, Payments at NEXT Insurance in Boston, MA, posted 23 days ago.

By AtiveSite · Published 07/11/2026 · Updated 08/11/2026 · Every figure is linked to its source below.

NEXT Insuranceemployer
Boston, MAlocation
Software engineeringsub-niche
23 days agoposted
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The job

LIVE Live feed (private-sector employer) Source: The Muse public API · Data: listed 2026-10-16

EmployerNEXT Insurance
LocationBoston, Massachusetts
FieldTechnology › Software engineering
LevelSenior Level
Source categorySoftware Engineering
Posted2026-10-16 (23 days ago)
Work arrangementOn-site at the location listed
PayNot published in the source listing

Job description

Location: Waltham, MA (hybrid 3 days In Office)

ERGO NEXT’s mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. 

Simply put, wherever you find small businesses, you’ll find ERGO NEXT.

Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in.

Our Backend Software Engineer can expect to work with the latest backend technologies and programming languages. We’re big fans of server-side Kotlin, and we produce clean, testable code fast and push it into production several times a day via our CI / CD pipeline. Additionally, our Backend Software Engineer will be supporting and owning our Payments & Partnerships domain.

What You’ll Do: 

What We Need: 

 

Note on Fraudulent Recruiting We have become aware that there may be fraudulent recruiting attempts being made by people posing as representatives of ERGO NEXT Insurance. These scams may involve fake job postings, unsolicited emails, or messages claiming to be from our recruiters or hiring managers. 

Please note, we do not ask for sensitive information via chat, text, or social media, and any email communications will come from the domain @next-insurance.com or @nextinsurance.com. Additionally, Next Insurance will never ask for payment, fees, or purchases to be made by a job applicant. All applicants are encouraged to apply directly to our open jobs via the careers page on our website. Interviews are generally conducted via Zoom video conference unless the candidate requests other accommodations. 

If you believe that you have been the target of an interview/offer scam by someone posing as a representative of Next Insurance, please do not provide any personal or financial information. You can find additional information about this type of scam and report any fraudulent employment offers via the Federal Trade Commission's website (https://consumer.ftc.gov/articles/job-scams), or you can contact your local law enforcement agency. 
 

The range displayed on this job posting reflects the minimum and maximum target for new hire base salaries for the position in the location(s) listed. Within the range, individual pay is determined by additional factors, including, without limitation, job-related skills, experience, and relevant education or training. ERGO NEXT employees are also potentially eligible for our annual performance-based incentive program, in addition to our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.

US annual base salary range for this full-time position: $163,000—$220,000 USD

 

Don’t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At ERGO NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

One of our core values is 'Play as a Team'; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together. ERGO Next Insurance is an equal opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non-job-related characteristics or other prohibited grounds specified in applicable federal, state, and local laws. ERGO Next's policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. 

Explore around this job

Field: Technology Sub-niche: Software engineering All jobs at NEXT Insurance Jobs in Massachusetts Jobs in Boston, MA Boston city guide Massachusetts state guide Suffolk County economy

View this job and apply on The Muse →

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About the role

This is a Senior Level role in the Technology field (Software engineering) at NEXT Insurance. Senior roles usually expect substantial experience, ownership of results and often the ability to guide others.

We could not match this job title to one occupation in the official wage statistics, so no pay estimate is shown. Pay is not in the source listing; ask the employer for the range and compare in the 240 job niches.

Does the pay work here? (estimate)

Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; set your own state tax rate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.

How to prepare and behave

This is editorial guidance, not information from the employer.

Know your rights as a candidate and an employee:

The city

The job is in Boston, MA. Below is what the official statistics say about living and working there.

How Boston compares. Among the 80 largest places in Massachusetts, Boston is #1 by population, #75 for homeownership (#1 = highest), #62 for rent (#1 = cheapest), #28 for remote work (#1 = most). Its county, Suffolk County, is #1 of 14 counties for average pay ($131,280).

The place in numbers

Boston has 666,442 residents (ACS 2020–2024), about 9.5% of the population of Massachusetts. It covers 48 square miles of land, which works out to roughly 13,786 people per square mile. The median age is 33.3, 17% younger than the state median (33.3 against 40.0).

Housing

The median gross rent is $2,147 a month (rent plus utilities), 22% above the state median ($2,147 against $1,762). Over a year that is 26.5% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $731,700, which is 7.5 times the median household income ($97,344); a ratio above 5 usually means buying is out of reach without savings or a second income. 35.7% of households own their home, 43% below the state average (35.7% against 62.5%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.

Work and pay

The Boston-Cambridge-Newton, MA-NH metropolitan area has 2,703,890 jobs in the BLS wage survey, and the median pay across all occupations is $66,620 a year, 31% above the national median ($66,620 against $50,980). The biggest occupation groups are office and administrative support (265,830 jobs, median $56,580); management (254,700 jobs, median $166,580); business and financial operations (242,960 jobs, median $102,660). The area is most specialised in life, physical, and social science (2.6 times) and architecture and engineering (1.4 times), where the share of workers is well above the national share. The best-paying groups with at least 5,000 jobs are management ($166,580) and legal ($135,160). In 2026M09 the unemployment rate of Suffolk County was 4.2%. 69.9% of residents aged 16 and over are in the labour force. The city lies in Suffolk County; its jobs, pay by industry and GDP are on the county page.

Getting around

Among workers, 32.9% drive alone, 22.6% use public transit, 13.4% walk, 21.3% work from home. 22.0% of workers commute 45 minutes or more, about the same as the state average (22.0% against 21.5%).

People and education

54.9% of adults aged 25 and over hold a bachelor's degree or higher, 16% above the state share (54.9% against 47.3%). 27.8% of residents were born outside the United States, 54% above the state share (27.8% against 18.1%). The poverty rate is 16.6%, 65% above the state rate (16.6% against 10.0%).

Climate

The warmest month is Jul, averaging 72°F (22.4°C), and the coolest is Jan at 26°F (-3.5°C). About 1,206 mm (47 inches) of precipitation falls in a year; Oct is the wettest month (123 mm) and Jan the driest (80 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.

Nearby cities to compare

Closest cities in this guide: Winthrop Town (4 miles, rent 4% lower); Chelsea (4 miles, rent 9% lower); Everett (5 miles, rent 3% lower); Quincy (5 miles, similar rent). Rent differences are against Boston; use the Compare tab to put any two cities side by side.

Full guide to Boston →Massachusetts guideAll jobs in Boston

Official links for Boston

These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.

Where to live

CITY Official statistics Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Places within 50 miles (straight line) of Boston, MA that have a guide, with what living there costs. No pay estimate is shown because the title did not match one occupation.

Sort:
Place ⇅Distance from the job city ⇅Median rent ⇅Median home value ⇅Median household income ⇅Commute 45+ min ⇅Rent as % of occupation pay ⇅Open jobs there ⇅
Boston, MA0 mi$2,147$731,700$97,34422.0%n/aJobs
Winthrop Town, MA4 mi$2,064$649,600$116,16731.2%n/a—
Chelsea, MA4 mi$1,956$493,500$72,17928.1%n/a—
Everett, MA5 mi$2,076$610,000$85,21831.6%n/a—
Quincy, MA5 mi$2,118$618,500$98,88233.4%n/a—
Somerville, MA6 mi$2,517$911,300$132,57220.9%n/a—
Cambridge, MA6 mi$2,787$1,092,100$130,74813.3%n/aJobs
Revere, MA6 mi$2,076$597,400$86,96930.0%n/a—
Brookline, MA6 mi$2,835$1,246,800$142,10114.7%n/a—
Malden, MA7 mi$2,204$633,500$100,60630.2%n/a—
Milton, MA7 mi$1,474$933,200$188,52928.4%n/a—
Medford, MA7 mi$2,509$755,500$129,54022.0%n/a—
Melrose, MA8 mi$1,970$822,900$133,95334.0%n/a—
Saugus, MA9 mi$2,241$603,400$101,53919.7%n/a—
Belmont, MA9 mi$2,527$1,159,000$183,13719.2%n/a—
Braintree Town, MA9 mi$2,024$656,800$122,21428.9%n/a—
Arlington, MA9 mi$2,082$933,800$150,70127.3%n/a—
Newton, MA10 mi$2,370$1,264,900$190,30417.0%n/a—
Lynn, MA10 mi$1,722$510,100$75,04323.6%n/a—
Weymouth Town, MA10 mi$1,941$552,100$102,71432.9%n/a—

Career paths

We could not match this title to one occupation, so here are the other sub-niches in Technology, where your skills may carry over:

Cybersecurity (366) Data, analytics and AI (1991) Cloud, IT and infrastructure (504) Product management (412)

Distances

CITY Calculation (straight line) Source: U.S. Census Bureau Gazetteer (coordinates) · Data: 2024

How far Boston, MA is from the 20 largest US cities, in straight-line miles (not driving distance). Click a column to sort.

Sort:
From ⇅Straight-line distance (miles) ⇅Population of that city ⇅
New York, NY190 mi8,483,844
Philadelphia, PA268 mi1,579,706
Columbus, OH643 mi914,802
Charlotte, NC722 mi903,844
Indianapolis, IN807 mi885,860
Chicago, IL854 mi2,711,226
Jacksonville, FL1,017 mi977,670
Oklahoma City, OK1,494 mi697,125
Dallas, TX1,549 mi1,307,930
Fort Worth, TX1,578 mi963,194
Houston, TX1,605 mi2,328,253
Austin, TX1,695 mi979,539
Denver, CO1,762 mi718,877
San Antonio, TX1,766 mi1,479,835
Phoenix, AZ2,294 mi1,642,323
Seattle, WA2,489 mi754,195
San Diego, CA2,576 mi1,389,526
Los Angeles, CA2,603 mi3,857,263
San Jose, CA2,678 mi990,138
San Francisco, CA2,727 mi830,235

Nearby cities with open jobs (within 120 miles)

Sort:
City ⇅Straight-line distance ⇅Open jobs ⇅
Cambridge, MA6 mi58
Waltham, MA12 mi3
Framingham, MA21 mi6
Andover, MA23 mi8
Barrington, RI44 mi1
Amherst, MA77 mi14

The employer

NEXT Insurance is the employer in this listing. See all its open jobs here →

We do not hold headcount or revenue for this employer. Check its careers site and, if it is listed on a stock exchange, its public filings (SEC EDGAR search).

What it is like to work at a company (culture, schedules, benefits) is not in the source data, so we do not describe it. Read the description and ask the questions under "How to prepare".

Other open jobs at NEXT Insurance

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Editorial Partnerships & Digital PR Manager

NEXT Insurance · Boston, MA · Senior Level · Sales and business development · posted 18 days ago

Insurance Product Manager, WC

NEXT Insurance · Boston, MA · Senior Level · Product management · posted 26 days ago

Backend Software Engineer

NEXT Insurance · Boston, MA · Senior Level · Software engineering · posted 30 days ago

Insurance Product Manager

NEXT Insurance · Boston, MA · Senior Level · Product management · posted 46 days ago

Express Claims Advocate

NEXT Insurance · Remote / flexible (United States) · Mid Level · Insurance and claims · posted 68 days ago

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FAQ

What is the Backend Software Engineer, Payments job at NEXT Insurance?

A senior level role in technology (software engineering) listed 23 days ago. The full description is on this page and on The Muse.

Where is this job?

Boston, MA.

How do I apply?

Use the "View this job and apply on The Muse" button. AtiveSite does not receive applications.

How much does it pay?

The listing does not publish pay, and we could not match the title to one official occupation.

What is the cost of living there?

Median rent in Boston is $2,147 a month and median household income $97,344 (ACS 2020–2024).

How old is this listing?

It was posted on 2026-10-16 (23 days ago). Jobs older than 90 days are not shown.

Are there similar jobs?

Yes: browse software engineering jobs in Massachusetts.

Sources and terms

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Sources

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