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Actuary, Auto Analytics, State Deep Dive

Liberty Mutual Insurance · Boston, MA · posted yesterday

In short: Actuary, Auto Analytics, State Deep Dive at Liberty Mutual Insurance in Boston, MA, posted yesterday.

By AtiveSite · Published 07/11/2026 · Updated 08/11/2026 · Every figure is linked to its source below.

Liberty Mutual Insuranceemployer

Boston, MAlocation

Data, analytics and AIsub-niche

yesterdayposted

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The job

LIVE Live feed (private-sector employer) Source: The Muse public API · Data: listed 2026-11-07

Employer	Liberty Mutual Insurance
Location	Boston, Massachusetts
Field	Technology › Data, analytics and AI
Level	Senior Level
Source category	Data and Analytics
Posted	2026-11-07 (yesterday)
Work arrangement	A remote or flexible location is listed
Pay	Not published in the source listing

Job description

Description

The Auto Analytics State Deep Dive team is the analytical partner to state leadership in Liberty Mutual's largest and most complex Personal Auto markets. In this role you will work directly with the Directors of State Operations (DSOs) on the questions that shape each state's direction.

You will analyze segment-level performance to identify targeted pricing and underwriting changes, and partner with Tactical Pricing and Underwriting teams to implement them. You will build the growth and profitability projections behind state planning and key strategic decisions, such as rating program launches, distribution strategy and responses to competitive moves. You will also monitor marketplace, operational and claims trends to catch emerging opportunities and risks early, and turn those insights into tactical actions with partners across Risk Analytics and the business.

You will join a team of three actuaries and report to the Auto Analytics State Deep Dive Team Manager. Your work will directly shape state strategy and support Liberty's goal of top-quartile profitability.

Applicants that live within 50 miles of the following Liberty Mutual offices will have a 2 day/week hybrid requirement: Boston, MA; Portsmouth, NH; Columbus, OH; Seattle, WA; and Plano, TX.

Responsibilities

Turn segmentation insight into pricing and underwriting change. Identify underwriting rules and segment-level opportunities in rating variables, coverage limits and discounts. Partner with Tactical Pricing, Underwriting and Product teams to move recommendations into implementation.
Inform state strategy and planning. Build policies in force (PIF), retention and loss ratio projections for annual planning, long-range growth targets, program launches and rate changes. Quantify the growth and profitability trade-offs behind major strategic decisions.
Monitor performance and drive tactical action. Track marketplace, operational and claims trends. Discover what is driving the changes and proactively identify opportunities for tactical actions.
Evaluate program launches and initiatives. Measure how new rating programs, underwriting models and state initiatives perform against expectations, including retention, renewal dislocation, mix and loss ratio. Recommend course corrections.
Be a trusted partner to your DSOs. Bring forward-looking insights and recommendations, answer time-sensitive business questions quickly, and frame findings around decisions, impact and trade-offs.
Become the expert on your states. Build deep knowledge of each state's product and program history, regulatory environment, competitive landscape and market dynamics. Use competitor filings and industry developments to anticipate change.
Collaborate across the organization. Work with Countrywide Analytics, Indications, Tactical Pricing, Product, Underwriting, Modeling, Claims, Reserving, Finance and Distribution so that cross-team work reflects state-specific needs.
Work smarter. Leverage and enhance the team's analytical tools, automation and AI to spend less time on routine work and more on interpretation and partner engagement.
Contribute to the team culture. Share findings, methods and state knowledge openly, and help build an inclusive, high-performing team.

Qualifications

Bachelor's degree required; Master's degree preferred.
Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) or in Society of Actuaries (ASA/FSA) designation preferred or comparable education/designation with relevant experience.
Minimum 5-7 years relevant experience required.
Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization.
Ability to motivate and mentor peers and motivate and train subordinates.
Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models.

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

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Explore around this job

Field: Technology Sub-niche: Data, analytics and AI All jobs at Liberty Mutual Insurance Jobs in Massachusetts Jobs in Boston, MA Boston city guide Massachusetts state guide Suffolk County economy

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About the role

This is a Senior Level role in the Technology field (Data, analytics and AI) at Liberty Mutual Insurance. Senior roles usually expect substantial experience, ownership of results and often the ability to guide others.

We could not match this job title to one occupation in the official wage statistics, so no pay estimate is shown. Pay is not in the source listing; ask the employer for the range and compare in the 240 job niches.

Does the pay work here? (estimate)

Gross salary a year Filing State income tax rate %

Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; set your own state tax rate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.

How to prepare and behave

This is editorial guidance, not information from the employer.

Read the whole description and match your examples to its requirements; use the same words the posting uses where they are true for you.
Research the employer before the interview: what it does, who its customers are and recent news; prepare two or three questions about the work.
Arrive early (or log in early for a video call), dress one step above the daily dress code, and test your camera and audio beforehand.
Answer with short stories: the situation, what you did and the result. Give numbers when you have them and never invent them.
Be honest about gaps; say what you did to learn and how fast you can close them.
Ask about the team, the first 90 days, how success is measured and the schedule; do not open with salary and time off.
When pay comes up, know the market range for the occupation and your lowest acceptable offer before you answer; ask for the full package in writing.
Send a short thank-you message within a day, mentioning one thing you discussed.
The listing mentions a remote or flexible location. Confirm with the employer whether remote work applies to your state: taxes, licensing and benefits can depend on where you live.
Have code, data work or projects you can show, and be ready to think aloud: many technical interviews test how you reason, not only the answer.

Know your rights as a candidate and an employee:

The city

The job is in Boston, MA. Below is what the official statistics say about living and working there.

How Boston compares. Among the 80 largest places in Massachusetts, Boston is #1 by population, #75 for homeownership (#1 = highest), #62 for rent (#1 = cheapest), #28 for remote work (#1 = most). Its county, Suffolk County, is #1 of 14 counties for average pay ($131,280).

The place in numbers

Boston has 666,442 residents (ACS 2020–2024), about 9.5% of the population of Massachusetts. It covers 48 square miles of land, which works out to roughly 13,786 people per square mile. The median age is 33.3, 17% younger than the state median (33.3 against 40.0).

Housing

The median gross rent is $2,147 a month (rent plus utilities), 22% above the state median ($2,147 against $1,762). Over a year that is 26.5% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $731,700, which is 7.5 times the median household income ($97,344); a ratio above 5 usually means buying is out of reach without savings or a second income. 35.7% of households own their home, 43% below the state average (35.7% against 62.5%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.

Work and pay

The Boston-Cambridge-Newton, MA-NH metropolitan area has 2,703,890 jobs in the BLS wage survey, and the median pay across all occupations is $66,620 a year, 31% above the national median ($66,620 against $50,980). The biggest occupation groups are office and administrative support (265,830 jobs, median $56,580); management (254,700 jobs, median $166,580); business and financial operations (242,960 jobs, median $102,660). The area is most specialised in life, physical, and social science (2.6 times) and architecture and engineering (1.4 times), where the share of workers is well above the national share. The best-paying groups with at least 5,000 jobs are management ($166,580) and legal ($135,160). In 2026M09 the unemployment rate of Suffolk County was 4.2%. 69.9% of residents aged 16 and over are in the labour force. The city lies in Suffolk County; its jobs, pay by industry and GDP are on the county page.

Getting around

Among workers, 32.9% drive alone, 22.6% use public transit, 13.4% walk, 21.3% work from home. 22.0% of workers commute 45 minutes or more, about the same as the state average (22.0% against 21.5%).

People and education

54.9% of adults aged 25 and over hold a bachelor's degree or higher, 16% above the state share (54.9% against 47.3%). 27.8% of residents were born outside the United States, 54% above the state share (27.8% against 18.1%). The poverty rate is 16.6%, 65% above the state rate (16.6% against 10.0%).

Climate

The warmest month is Jul, averaging 72°F (22.4°C), and the coolest is Jan at 26°F (-3.5°C). About 1,206 mm (47 inches) of precipitation falls in a year; Oct is the wettest month (123 mm) and Jan the driest (80 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.

Nearby cities to compare

Closest cities in this guide: Winthrop Town (4 miles, rent 4% lower); Chelsea (4 miles, rent 9% lower); Everett (5 miles, rent 3% lower); Quincy (5 miles, similar rent). Rent differences are against Boston; use the Compare tab to put any two cities side by side.

Full guide to Boston →Massachusetts guide All jobs in Boston

Official links for Boston

These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.

Where to live

CITY Official statistics Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Places within 50 miles (straight line) of Boston, MA that have a guide, with what living there costs. No pay estimate is shown because the title did not match one occupation.

Sort:

Place ⇅	Distance from the job city ⇅	Median rent ⇅	Median home value ⇅	Median household income ⇅	Commute 45+ min ⇅	Rent as % of occupation pay ⇅	Open jobs there ⇅
Boston, MA	0 mi	$2,147	$731,700	$97,344	22.0%	n/a	Jobs
Winthrop Town, MA	4 mi	$2,064	$649,600	$116,167	31.2%	n/a	—
Chelsea, MA	4 mi	$1,956	$493,500	$72,179	28.1%	n/a	—
Everett, MA	5 mi	$2,076	$610,000	$85,218	31.6%	n/a	—
Quincy, MA	5 mi	$2,118	$618,500	$98,882	33.4%	n/a	—
Somerville, MA	6 mi	$2,517	$911,300	$132,572	20.9%	n/a	—
Cambridge, MA	6 mi	$2,787	$1,092,100	$130,748	13.3%	n/a	Jobs
Revere, MA	6 mi	$2,076	$597,400	$86,969	30.0%	n/a	—
Brookline, MA	6 mi	$2,835	$1,246,800	$142,101	14.7%	n/a	—
Malden, MA	7 mi	$2,204	$633,500	$100,606	30.2%	n/a	—
Milton, MA	7 mi	$1,474	$933,200	$188,529	28.4%	n/a	—
Medford, MA	7 mi	$2,509	$755,500	$129,540	22.0%	n/a	—
Melrose, MA	8 mi	$1,970	$822,900	$133,953	34.0%	n/a	—
Saugus, MA	9 mi	$2,241	$603,400	$101,539	19.7%	n/a	—
Belmont, MA	9 mi	$2,527	$1,159,000	$183,137	19.2%	n/a	—
Braintree Town, MA	9 mi	$2,024	$656,800	$122,214	28.9%	n/a	—
Arlington, MA	9 mi	$2,082	$933,800	$150,701	27.3%	n/a	—
Newton, MA	10 mi	$2,370	$1,264,900	$190,304	17.0%	n/a	—
Lynn, MA	10 mi	$1,722	$510,100	$75,043	23.6%	n/a	—
Weymouth Town, MA	10 mi	$1,941	$552,100	$102,714	32.9%	n/a	—

Career paths

We could not match this title to one occupation, so here are the other sub-niches in Technology, where your skills may carry over:

Cybersecurity (366) Software engineering (1880) Cloud, IT and infrastructure (504) Product management (412)

Distances

CITY Calculation (straight line) Source: U.S. Census Bureau Gazetteer (coordinates) · Data: 2024

How far Boston, MA is from the 20 largest US cities, in straight-line miles (not driving distance). Click a column to sort.

Sort:

From ⇅	Straight-line distance (miles) ⇅	Population of that city ⇅
New York, NY	190 mi	8,483,844
Philadelphia, PA	268 mi	1,579,706
Columbus, OH	643 mi	914,802
Charlotte, NC	722 mi	903,844
Indianapolis, IN	807 mi	885,860
Chicago, IL	854 mi	2,711,226
Jacksonville, FL	1,017 mi	977,670
Oklahoma City, OK	1,494 mi	697,125
Dallas, TX	1,549 mi	1,307,930
Fort Worth, TX	1,578 mi	963,194
Houston, TX	1,605 mi	2,328,253
Austin, TX	1,695 mi	979,539
Denver, CO	1,762 mi	718,877
San Antonio, TX	1,766 mi	1,479,835
Phoenix, AZ	2,294 mi	1,642,323
Seattle, WA	2,489 mi	754,195
San Diego, CA	2,576 mi	1,389,526
Los Angeles, CA	2,603 mi	3,857,263
San Jose, CA	2,678 mi	990,138
San Francisco, CA	2,727 mi	830,235

Nearby cities with open jobs (within 120 miles)

Sort:

City ⇅	Straight-line distance ⇅	Open jobs ⇅
Cambridge, MA	6 mi	58
Waltham, MA	12 mi	3
Framingham, MA	21 mi	6
Andover, MA	23 mi	8
Barrington, RI	44 mi	1
Amherst, MA	77 mi	14

The employer

Liberty Mutual Insurance is the employer in this listing. See all its open jobs here →

We do not hold headcount or revenue for this employer. Check its careers site and, if it is listed on a stock exchange, its public filings (SEC EDGAR search).

What it is like to work at a company (culture, schedules, benefits) is not in the source data, so we do not describe it. Read the description and ask the questions under "How to prepare".

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FAQ

What is the Actuary, Auto Analytics, State Deep Dive job at Liberty Mutual Insurance?

A senior level role in technology (data, analytics and ai) listed yesterday. The full description is on this page and on The Muse.

Where is this job?

Boston, MA. A remote or flexible location is listed; confirm with the employer which states are accepted.

How do I apply?

Use the "View this job and apply on The Muse" button. AtiveSite does not receive applications.

How much does it pay?

The listing does not publish pay, and we could not match the title to one official occupation.

What is the cost of living there?

Median rent in Boston is $2,147 a month and median household income $97,344 (ACS 2020–2024).

How old is this listing?

It was posted on 2026-11-07 (yesterday). Jobs older than 90 days are not shown.

Are there similar jobs?

Yes: browse data, analytics and ai jobs in Massachusetts.

Sources and terms

Job data: The Muse public API (listing dated 2026-11-07). The job disappears from this site when it disappears from the source.
Wages and projections: BLS OEWS (May 2025) and Employment Projections 2025–35.
City and county figures: Census Bureau ACS 2020–2024, BEA, BLS QCEW and LAUS, NASA POWER climatology; distances from Census Gazetteer coordinates.

AtiveSite is not affiliated with or endorsed by The Muse, the employer or any government agency, and does not process applications. Verify every detail with the employer before acting.

Sources

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