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Software Engineer, Financial Platform

Chime Financial, Inc · New York, NY · posted 140 days ago

In short: Software Engineer, Financial Platform at Chime Financial, Inc in New York, NY, posted 140 days ago.

By AtiveSite · Published 07/11/2026 · Updated 09/11/2026 · Every figure is linked to its source below.

Chime Financial, Incemployer
New York, NYlocation
Software engineeringsub-niche
140 days agoposted
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The job

LIVE Employer public job feed (private-sector employer) Source: the employer's public careers feed · Data: listed 2026-06-22

EmployerChime Financial, Inc
LocationNew York, New York
FieldTechnology › Software engineering
Levelnot stated
Source categoryPlatform Engineering
Posted2026-06-22 (140 days ago)
Work arrangementOn-site at the location listed
PayNot published in the source listing

Job description

About the role

We are looking for a Software Engineer to help build our new financial platform that is highly reliable, scalable, and will serve as the backbone for Chime. This platform will power the most important financial activities that millions of Chime members undertake every day. You will ensure that we build the highest levels of trust with our members by making our platform lightning-fast, available, secure, resilient and auditable. This is an exciting opportunity to be an invaluable member of a strategically important  initiative for Chime. 

In this role, you can expect to

To thrive in this role, you have

#LI-Onsite #LI-WW1

Below is the base salary offered for this role and level of experience. Full-time employees may also be eligible for bonus(es), competitive equity, and benefits. For commissioned roles, the base salary listed in this job description does not include incentive/variable pay. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Wage Notice$133,000—$184,000 USD

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: accommodations@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

Explore around this job

Field: Technology Sub-niche: Software engineering All jobs at Chime Financial, Inc Jobs in New York Jobs in New York, NY New York city guide New York state guide Kings County economy

View this job and apply on the employer's page →

You apply on the employer's page; AtiveSite does not receive or process applications and is not affiliated with the employer. The description above is shown as the source published it.

About the role

This is a — role in the Technology field (Software engineering) at Chime Financial, Inc.

We could not match this job title to one occupation in the official wage statistics, so no pay estimate is shown. Pay is not in the source listing; ask the employer for the range and compare in the 240 job niches.

Does the pay work here? (estimate)

Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; set your own state tax rate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.

How to prepare and behave

This is editorial guidance, not information from the employer.

Know your rights as a candidate and an employee:

The city

The job is in New York, NY. Below is what the official statistics say about living and working there.

How New York compares. Among the 120 largest places in New York, New York is #1 by population, #117 for homeownership (#1 = highest), #115 for long commutes (#1 = fewest), #31 for remote work (#1 = most). Its county, Kings County, is #38 of 62 counties for average pay ($59,980).

The place in numbers

New York has 8,483,844 residents (ACS 2020–2024), about 42.7% of the population of New York. It covers 300 square miles of land, which works out to roughly 28,236 people per square mile. The median age is 38.2, 4% younger than the state median (38.2 against 39.8).

Housing

The median gross rent is $1,821 a month (rent plus utilities), 12% above the state median ($1,821 against $1,621). Over a year that is 27.2% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $777,600, which is 9.7 times the median household income ($80,483); a ratio above 5 usually means buying is out of reach without savings or a second income. 32.8% of households own their home, 40% below the state average (32.8% against 54.4%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.

Work and pay

The New York-Newark-Jersey City, NY-NJ metropolitan area has 9,492,000 jobs in the BLS wage survey, and the median pay across all occupations is $61,430 a year, 20% above the national median ($61,430 against $50,980). The biggest occupation groups are office and administrative support (1,109,360 jobs, median $55,080); healthcare support (843,730 jobs, median $40,100); sales and related (751,110 jobs, median $47,540). The area is most specialised in healthcare support (1.8 times) and legal (1.7 times), where the share of workers is well above the national share. The best-paying groups with at least 5,000 jobs are management ($171,990) and legal ($150,990). In 2026M09 the unemployment rate of Kings County was 5.3%. 63.1% of residents aged 16 and over are in the labour force. The city lies in Kings County; its jobs, pay by industry and GDP are on the county page.

Getting around

Among workers, 21.6% drive alone, 44.0% use public transit, 9.2% walk, 16.9% work from home. 41.2% of workers commute 45 minutes or more, 50% above the state average (41.2% against 27.4%).

People and education

41.6% of adults aged 25 and over hold a bachelor's degree or higher, 4% above the state share (41.6% against 40.2%). 36.6% of residents were born outside the United States, 61% above the state share (36.6% against 22.8%). The poverty rate is 17.9%, 28% above the state rate (17.9% against 14.0%).

Climate

The warmest month is Jul, averaging 75°F (23.7°C), and the coolest is Jan at 34°F (1.1°C). About 1,313 mm (52 inches) of precipitation falls in a year; Dec is the wettest month (133 mm) and Feb the driest (95 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.

Nearby cities to compare

Closest cities in this guide: Hoboken (7 miles, rent 61% higher); Jersey City (7 miles, rent 10% higher); Union City (9 miles, rent 16% lower); Bayonne (9 miles, rent 8% lower). Rent differences are against New York; use the Compare tab to put any two cities side by side.

Full guide to New York →New York guideAll jobs in New York

Official links for New York

These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.

Where to live

CITY Official statistics Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Places within 50 miles (straight line) of New York, NY that have a guide, with what living there costs. No pay estimate is shown because the title did not match one occupation.

Sort:
Place ⇅Distance from the job city ⇅Median rent ⇅Median home value ⇅Median household income ⇅Commute 45+ min ⇅Rent as % of occupation pay ⇅Open jobs there ⇅
New York, NY0 mi$1,821$777,600$80,48341.2%n/aJobs
Hoboken, NJ7 mi$2,938$895,100$180,57938.7%n/a—
Jersey City, NJ7 mi$2,007$566,900$97,71036.0%n/aJobs
Union City, NJ9 mi$1,537$471,600$64,31027.9%n/a—
Bayonne, NJ9 mi$1,682$460,100$83,88731.0%n/a—
West New York, NJ9 mi$1,716$465,600$71,72930.6%n/a—
Secaucus, NJ11 mi$2,391$571,900$139,82133.9%n/aJobs
Cliffside Park, NJ11 mi$1,837$588,200$93,45233.1%n/a—
Edgewater, NJ11 mi$2,579$715,700$124,05043.6%n/a—
Fairview, NJ11 mi$1,694$511,400$63,60625.4%n/a—
Kearny, NJ11 mi$1,720$459,400$79,15426.6%n/a—
Woodmere, NY12 mi$2,720$975,400$172,53745.7%n/a—
North Valley Stream, NY12 mi$3,059$613,800$142,73336.1%n/a—
Valley Stream, NY12 mi$2,124$616,100$133,19034.5%n/a—
Elmont, NY12 mi$2,209$602,900$114,21735.9%n/a—
Harrison, NJ13 mi$2,226$505,800$93,01342.0%n/a—
Newark, NJ13 mi$1,392$373,700$52,06025.1%n/aJobs
North Arlington, NJ13 mi$1,738$474,500$94,20129.5%n/a—
Floral Park, NY13 mi$2,243$789,600$150,08432.3%n/a—
Fort Lee, NJ13 mi$2,270$448,000$107,27434.3%n/a—

Career paths

We could not match this title to one occupation, so here are the other sub-niches in Technology, where your skills may carry over:

Cybersecurity (713) Data, analytics and AI (3366) Cloud, IT and infrastructure (1040) Product management (836)

Distances

CITY Calculation (straight line) Source: U.S. Census Bureau Gazetteer (coordinates) · Data: 2024

How far New York, NY is from the 20 largest US cities, in straight-line miles (not driving distance). Click a column to sort.

Sort:
From ⇅Straight-line distance (miles) ⇅Population of that city ⇅
New York, NY0 mi8,483,844
Philadelphia, PA77 mi1,579,706
Columbus, OH479 mi914,802
Charlotte, NC532 mi903,844
Indianapolis, IN646 mi885,860
Chicago, IL718 mi2,711,226
Jacksonville, FL834 mi977,670
Oklahoma City, OK1,327 mi697,125
Dallas, TX1,371 mi1,307,930
Fort Worth, TX1,401 mi963,194
Houston, TX1,419 mi2,328,253
Austin, TX1,512 mi979,539
San Antonio, TX1,583 mi1,479,835
Denver, CO1,625 mi718,877
Phoenix, AZ2,141 mi1,642,323
Seattle, WA2,407 mi754,195
San Diego, CA2,427 mi1,389,526
Los Angeles, CA2,459 mi3,857,263
San Jose, CA2,550 mi990,138
San Francisco, CA2,602 mi830,235

Nearby cities with open jobs (within 120 miles)

Sort:
City ⇅Straight-line distance ⇅Open jobs ⇅
Brooklyn, NY1 mi16
Jersey City, NJ7 mi108
Manhattan, NY8 mi5
Iselin, NJ21 mi2
Mahwah, NJ31 mi2
Deer Park, NY33 mi17
Darien, CT38 mi11
Lakewood, NJ42 mi2
Marlton, NJ74 mi13
Bethlehem, PA75 mi3
Fort Washington, PA75 mi2
Philadelphia, PA77 mi208
Atlantic City, NJ93 mi5
Wilmington, DE106 mi6
Newark, DE118 mi8

The employer

Chime Financial, Inc is the employer in this listing. See all its open jobs here →

We do not hold headcount or revenue for this employer. Check its careers site and, if it is listed on a stock exchange, its public filings (SEC EDGAR search).

What it is like to work at a company (culture, schedules, benefits) is not in the source data, so we do not describe it. Read the description and ask the questions under "How to prepare".

Other open jobs at Chime Financial, Inc

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FAQ

What is the Software Engineer, Financial Platform job at Chime Financial, Inc?

A private-sector role in technology (software engineering) listed 140 days ago. The full description is on this page and on the employer's page.

Where is this job?

New York, NY.

How do I apply?

Use the "View this job and apply on the employer's page" button. AtiveSite does not receive applications.

How much does it pay?

The listing does not publish pay, and we could not match the title to one official occupation.

What is the cost of living there?

Median rent in New York is $1,821 a month and median household income $80,483 (ACS 2020–2024).

How old is this listing?

It was posted on 2026-06-22 (140 days ago). Jobs older than 90 days are not shown.

Are there similar jobs?

Yes: browse software engineering jobs in New York.

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