Software Engineer - AI Native (Full Stack)

The job

LIVE Employer public job feed (private-sector employer) Source: the employer's public careers feed · Data: listed 2026-08-11

Job description

Blend is a diverse team of problem solvers who believe that the world’s financial resources should be more accessible. Our cloud banking platform is used by Wells Fargo, U.S. Bank, and over 330 other financial services firms to acquire more customers, increase productivity, and deliver end-to-end digital experiences. Our software enables our customers to process an average of more than $5 billion in loans per day, making it possible for consumers to reach their financial goals faster and lead better lives. Come do work that matters.

As a Software Engineer at Blend, you will design, implement, and maintain the platform that powers 20% of mortgages in the US. You'll work closely with our product development team to translate customer needs into functional, scalable software — and you'll do it the modern way: with AI coding agents woven into every stage of your development lifecycle. We're an engineering organization that builds AI-first, and we're looking for early-career engineers who already work that way instinctively.

Please note this role is in-office in Raleigh, North Carolina.

How you'll contribute:

• Build features end-to-end across the stack — from responsive, accessible user interfaces to resilient, scalable back-end services.
• Use AI coding agents such as Claude Code, Cursor, or Codex daily across the software development lifecycle: planning, design, codebase analysis, implementation, testing, documentation, code review, and refactoring.
• Apply and help evolve our AI-driven development lifecycle (AIDLC) practices — spec-driven development, agentic workflows, and effective context and prompt engineering — and share what you learn with the team.
• Review, test, and harden AI-generated code to production quality. You own everything you ship, no matter who (or what) wrote the first draft.
• Collaborate with cross-functional teams to translate business requirements into technical specifications and code.
• Work with product managers and UI/UX designers to implement new features and enhancements with a seamless, accessible user experience across devices.
• Design and develop applications that scale, with maintenance, resiliency, and robustness in mind.
• Identify and troubleshoot software defects and issues, ensuring timely resolution.
• Participate in code reviews to maintain code quality — including thoughtful review of AI-assisted contributions — and offer peer mentorship and guidance.
• Participate in the team's on-call rotation.
• Create your own story! Some of Blend's best features have come from engineering initiatives. You'll have an opportunity to propose new ideas and build features end-to-end.

Who you are:

• You have a Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent practical experience) with 1–3 years of experience building production software.
• You use AI to write code every day. Tools like Claude Code, Cursor, or Codex aren't experiments for you — they're core to how you work, and you stay current as they evolve.
• You're proficient in the latest AIDLC techniques: decomposing problems into well-scoped tasks an agent can execute, writing effective specs and prompts, managing context, and critically evaluating AI output for correctness, security, and maintainability.
• You're a full-stack developer: comfortable in back-end development with languages such as Node.js, TypeScript, or Golang, and in front-end technologies such as HTML, CSS, JavaScript, and modern frameworks like React.
• You have experience working with databases like Postgres, MongoDB, or similar technologies.
• You're hungry to learn. You have high learning velocity, you're curious about new tools and techniques, and you treat a fast-changing toolchain as an opportunity rather than a burden.
• You're an excellent communicator who can operate independently and collaboratively in a fast-paced environment, driving projects to a successful outcome.

Compensation:

• Base Salary Range: $92,000 – $109,000 (This applies to full time hires. Final offer determined by multiple factors, including but not limited to function, level, geographic location, job related knowledge, skills, and experience.)
• Bonus (if applicable): Eligibility is contingent upon both company performance against established goals and achievement of individual performance objectives.
• Equity : Meaningful Restricted Stock Units in public company stock (NYSE: BLND) so you share in Blend’s long-term growth and success.

Our Benefits at a Glance

We offer a comprehensive and competitive benefits package designed to support your health and work-life balance.

Health & Wellbeing

• We offer medical, dental, and vision benefits, with a generous employer contribution that helps keep your medical insurance costs low.
• Company-paid life, short-term, and long-term disability coverage
• Generous PTO, holidays, and maternity/parental leave
• Employee Assistance Program (EAP): mental health, legal, childcare & eldercare, financial planning, college search, and more
• Voluntary benefits: accident, critical illness, hospital indemnity, identity theft, and legal insurance
• Monthly wellness stipend for fitness, mental health, and well-being
• Additional perks: Milk Stork, pet insurance, and paid volunteer time off

Growth & Future

• 401(k) retirement plan with company match
• Pre-tax savings: healthcare & dependent care FSAs, Limited Purpose FSA, and HSA

Explore around this job

Field: Technology Sub-niche: Data, analytics and AI All jobs at Blend Jobs in North Carolina Jobs in Raleigh, NC Raleigh city guide North Carolina state guide Wake County economy

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About the role

This is a — role in the Technology field (Data, analytics and AI) at Blend.

We could not match this job title to one occupation in the official wage statistics, so no pay estimate is shown. Pay is not in the source listing; ask the employer for the range and compare in the 240 job niches.

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How to prepare and behave

This is editorial guidance, not information from the employer.

• Read the whole description and match your examples to its requirements; use the same words the posting uses where they are true for you.
• Research the employer before the interview: what it does, who its customers are and recent news; prepare two or three questions about the work.
• Arrive early (or log in early for a video call), dress one step above the daily dress code, and test your camera and audio beforehand.
• Answer with short stories: the situation, what you did and the result. Give numbers when you have them and never invent them.
• Be honest about gaps; say what you did to learn and how fast you can close them.
• Ask about the team, the first 90 days, how success is measured and the schedule; do not open with salary and time off.
• When pay comes up, know the market range for the occupation and your lowest acceptable offer before you answer; ask for the full package in writing.
• Send a short thank-you message within a day, mentioning one thing you discussed.
• Have code, data work or projects you can show, and be ready to think aloud: many technical interviews test how you reason, not only the answer.

Know your rights as a candidate and an employee:

• U.S. Equal Employment Opportunity Commission: prohibited employment practices
• U.S. Department of Labor: Wage and Hour Division
• CareerOneStop (U.S. Department of Labor): job search help, interview tips and resumes
• USA.gov: avoiding job scams

The city

The job is in Raleigh, NC. Below is what the official statistics say about living and working there.

How Raleigh compares. Among the 100 largest places in North Carolina, Raleigh is #2 by population, #20 for remote work (#1 = most), #22 for college degrees (#1 = most), #75 for rent (#1 = cheapest). Its county, Wake County, is #4 of 100 counties for average pay ($76,807).

The place in numbers

Raleigh has 481,031 residents (ACS 2020–2024), about 4.5% of the population of North Carolina. It covers 151 square miles of land, which works out to roughly 3,187 people per square mile. The median age is 34.7, 11% younger than the state median (34.7 against 39.1).

Housing

The median gross rent is $1,572 a month (rent plus utilities), 28% above the state median ($1,572 against $1,228). Over a year that is 22.1% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $415,800, which is 4.9 times the median household income ($85,395). 50.8% of households own their home, 24% below the state average (50.8% against 66.6%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.

Work and pay

The Raleigh-Cary, NC metropolitan area has 743,120 jobs in the BLS wage survey, and the median pay across all occupations is $51,990 a year, about the same as the national median ($51,990 against $50,980). The biggest occupation groups are office and administrative support (79,180 jobs, median $47,310); sales and related (74,800 jobs, median $42,450); food preparation and serving related (66,380 jobs, median $30,480). The area is most specialised in computer and mathematical (1.7 times) and life, physical, and social science (1.5 times), where the share of workers is well above the national share. The best-paying groups with at least 5,000 jobs are management ($132,650) and computer and mathematical ($107,760). In 2026M09 the unemployment rate of Wake County was 2.8%. 70.8% of residents aged 16 and over are in the labour force. The city lies in Wake County; its jobs, pay by industry and GDP are on the county page.

Getting around

Among workers, 62.3% drive alone, 1.4% use public transit, 1.6% walk, 25.8% work from home. 9.0% of workers commute 45 minutes or more, 35% below the state average (9.0% against 13.9%). Remote work is more common than in the state as a whole, which widens the set of employers a resident can work for without moving.

People and education

54.0% of adults aged 25 and over hold a bachelor's degree or higher, 51% above the state share (54.0% against 35.6%). 13.8% of residents were born outside the United States, 52% above the state share (13.8% against 9.1%). The poverty rate is 11.9%, 9% below the state rate (11.9% against 13.0%).

Climate

The warmest month is Jul, averaging 80°F (26.7°C), and the coolest is Jan at 38°F (3.4°C). About 1,187 mm (47 inches) of precipitation falls in a year; Aug is the wettest month (127 mm) and Jan the driest (72 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.

Nearby cities to compare

Closest cities in this guide: Knightdale (9 miles, rent 6% higher); Garner (10 miles, similar rent); Cary (11 miles, rent 11% higher); Morrisville (11 miles, rent 18% higher). Rent differences are against Raleigh; use the Compare tab to put any two cities side by side.

Full guide to Raleigh →North Carolina guideAll jobs in Raleigh

Official links for Raleigh

• Official website of Raleigh: raleighnc.gov
• Census Bureau data profile for Raleigh
• Official state website: nc.gov
• BLS Economy at a Glance: North Carolina

These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.

Where to live

The job city has no coordinates we can place on the map, so no housing comparison is shown. Use the 250 largest cities table to compare rent and income.

Career paths

We could not match this title to one occupation, so here are the other sub-niches in Technology, where your skills may carry over:

Cybersecurity (762) Software engineering (4641) Cloud, IT and infrastructure (1147) Product management (927)

Distances

This job has no single city we can place on the map (remote, flexible or unmatched location), so no distance table is shown. Browse all Technology jobs with distances from any of the 20 largest cities.

The employer

Blend is the employer in this listing. See all its open jobs here →

We do not hold headcount or revenue for this employer. Check its careers site and, if it is listed on a stock exchange, its public filings (SEC EDGAR search).

What it is like to work at a company (culture, schedules, benefits) is not in the source data, so we do not describe it. Read the description and ask the questions under "How to prepare".

Similar jobs

Same sub-niche: Data, analytics and AI

More jobs in Raleigh, NC

All Data, analytics and AI jobs → · All Technology sub-niches →

FAQ

What is the Software Engineer - AI Native (Full Stack) job at Blend?

A private-sector role in technology (data, analytics and ai) listed 90 days ago. The full description is on this page and on the employer's page.

Where is this job?

Raleigh, NC.

How do I apply?

Use the "View this job and apply on the employer's page" button. AtiveSite does not receive applications.

How much does it pay?

The listing does not publish pay, and we could not match the title to one official occupation.

What is the cost of living there?

Median rent in Raleigh is $1,572 a month and median household income $85,395 (ACS 2020–2024).

How old is this listing?

It was posted on 2026-08-11 (90 days ago). Jobs older than 90 days are not shown.

Are there similar jobs?

Yes: browse data, analytics and ai jobs in North Carolina.

Sources and terms

• Job data: Blend careers page public feed (listing dated 2026-08-11). The job disappears from this site when it disappears from the source.
• Wages and projections: BLS OEWS (May 2025) and Employment Projections 2025–35.
• City and county figures: Census Bureau ACS 2020–2024, BEA, BLS QCEW and LAUS, NASA POWER climatology; distances from Census Gazetteer coordinates.

AtiveSite is not affiliated with or endorsed by the employer or any government agency, and does not process applications. Verify every detail with the employer before acting.

Sources

• BLS OEWS (wages and employment by occupation, May 2025)
• BLS Employment Projections 2025–35
• BLS Local Area Unemployment Statistics
• BLS JOLTS
• BLS State and Metro Area Employment
• Census Bureau American Community Survey (via Census Reporter)
• BEA GDP by state and Regional Price Parities
• IRS 2026 tax adjustments
• U.S. Department of Labor, minimum wage by state
• Tax Foundation state income tax rates 2026
• USAJOBS
• USCIS
• U.S. Department of State, visas
• NASA POWER climatology
• GeoNames / Census Gazetteer (coordinates)