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ALM Associate - Balance Sheet Analytics

PNC · New York, NY · posted 6 days ago

In short: ALM Associate - Balance Sheet Analytics at PNC in New York, NY, posted 6 days ago.

By AtiveSite · Published 07/11/2026 · Updated 09/11/2026 · Every figure is linked to its source below.

PNCemployer
New York, NYlocation
Data, analytics and AIsub-niche
6 days agoposted
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The job

LIVE Live feed (private-sector employer) Source: The Muse public API · Data: listed 2026-11-03

EmployerPNC
LocationNew York, New York
FieldTechnology › Data, analytics and AI
LevelMid Level
Source categorySoftware Engineering
Posted2026-11-03 (6 days ago)
Work arrangementOn-site at the location listed
PayNot published in the source listing

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an ALM Associate- Balance Sheet Analytics within PNC's Chief Investment Office (CIO) , you will be based in New York City, NY.

Overview:

The PNC Chief Investment Office (CIO) is seeking an Associate to join its Portfolio Management and Analytics team. The CIO oversees approximately $150 billion of investment securities and $80 billion notional of interest rate derivatives, making it one of the largest fixed-income portfolios in the banking sector.

The successful candidate will work directly with senior portfolio managers while gaining exposure to portfolio construction, investment / balance sheet analytics, risk management, and the strategic management of the bank's assets and liabilities.

The CIO also oversees PNC's Economics Department and several key modeling functions, including mortgage and deposit modeling, providing the candidate with broad exposure to how banks manage earnings, financial risks, assets, and liabilities across a wide range of business activities.

The ideal candidate will combine strong quantitative, programming, and statistical skills with a foundation in finance and strong communication skills. The successful candidate will develop deep expertise in portfolio analytics, fixed-income performance attribution, NII and balance sheet analytics, portfolio stress testing, and the role of investment and hedging portfolios in managing interest rate risk and the broader balance sheet.

Job responsibilities:

• Analyze balance sheet and portfolio risk, return, and performance, including the impact of interest rates and market conditions on net interest income (NII) and the bank's financial position.
• Perform stress testing, scenario analysis, and portfolio projections to evaluate interest rate risk and support investment and balance sheet management decisions.
• Develop, maintain, and enhance Python-based financial models, analytical tools, and data pipelines supporting balance sheet management and interest rate risk analytics.
• Build and enhance scalable data, reporting, and BI infrastructure to improve the efficiency, transparency, and accessibility of CIO analytics.
• Partner with Portfolio Management, Balance Sheet Management, Economics, Finance, Market Risk, and Accounting to develop analytical solutions that drive positive business outcomes.
* Identifying opportunities for automation and AI with appropriate controls and production stability.

Required qualifications:

• Bachelor's degree in Computer Science, Data Science, Financial Engineering, Financial Mathematics, Statistics, Finance, or another quantitative discipline.
• Strong quantitative and analytical skills, with demonstrated ability to solve complex financial and data-driven problems.
• Strong programming and software development skills, including proficiency in Python and SQL, with experience working with large and complex datasets.
• Strong communication skills, with the ability to translate technical analysis into clear business and risk insights.
• Demonstrated attention to detail, intellectual curiosity, and ability to independently manage time-sensitive analytical deliverables.

Preferred qualifications:

• Master's degree or higher in Computer Science, Data Science, Financial Engineering, Financial Mathematics, Statistics, or a related quantitative discipline.
• Knowledge of fixed income mathematics, portfolio analytics, interest rate risk, and/or forecasting and planning.
• Experience developing financial models, scenario analysis, and quantitative tools used to support investment or balance sheet decisions.
• Experience building scalable data pipelines, analytical applications, and production reporting solutions using large financial datasets.
• Experience with BI and visualization tools such as Power BI, and familiarity with automation, AI, or modern data analytics techniques.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description


PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills
Balance Sheets, Bookkeeping, Budget Management, Cash Flow Statements, Corporate Accounting, Financial Operations, Managerial Finance, Public Accounting, Revenue Recognition

Competencies
Accuracy and Attention to Detail, Asset and Liability Management (ALM), Data Gathering and Reporting, Effective Communications, Financial Analysis, Financial Forecasting and Modeling, Market Risk, Regulatory Environment - Financial Services

Work Experience
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education
Bachelors

Certifications
No Required Certification(s)

Licenses
No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $90,000.00 - $150,000.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 11/02/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Explore around this job

Field: Technology Sub-niche: Data, analytics and AI All jobs at PNC Jobs in New York Jobs in New York, NY New York city guide New York state guide Kings County economy

View this job and apply on The Muse →

You apply on The Muse or on the employer's page; AtiveSite does not receive or process applications and is not affiliated with The Muse. The description above is shown as the source published it.

About the role

This is a Mid Level role in the Technology field (Data, analytics and AI) at PNC. Mid-level roles usually expect some years of relevant experience and the ability to work with limited supervision.

We could not match this job title to one occupation in the official wage statistics, so no pay estimate is shown. Pay is not in the source listing; ask the employer for the range and compare in the 240 job niches.

Does the pay work here? (estimate)

Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; set your own state tax rate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.

How to prepare and behave

This is editorial guidance, not information from the employer.

Know your rights as a candidate and an employee:

The city

The job is in New York, NY. Below is what the official statistics say about living and working there.

How New York compares. Among the 120 largest places in New York, New York is #1 by population, #117 for homeownership (#1 = highest), #115 for long commutes (#1 = fewest), #31 for remote work (#1 = most). Its county, Kings County, is #38 of 62 counties for average pay ($59,980).

The place in numbers

New York has 8,483,844 residents (ACS 2020–2024), about 42.7% of the population of New York. It covers 300 square miles of land, which works out to roughly 28,236 people per square mile. The median age is 38.2, 4% younger than the state median (38.2 against 39.8).

Housing

The median gross rent is $1,821 a month (rent plus utilities), 12% above the state median ($1,821 against $1,621). Over a year that is 27.2% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $777,600, which is 9.7 times the median household income ($80,483); a ratio above 5 usually means buying is out of reach without savings or a second income. 32.8% of households own their home, 40% below the state average (32.8% against 54.4%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.

Work and pay

The New York-Newark-Jersey City, NY-NJ metropolitan area has 9,492,000 jobs in the BLS wage survey, and the median pay across all occupations is $61,430 a year, 20% above the national median ($61,430 against $50,980). The biggest occupation groups are office and administrative support (1,109,360 jobs, median $55,080); healthcare support (843,730 jobs, median $40,100); sales and related (751,110 jobs, median $47,540). The area is most specialised in healthcare support (1.8 times) and legal (1.7 times), where the share of workers is well above the national share. The best-paying groups with at least 5,000 jobs are management ($171,990) and legal ($150,990). In 2026M09 the unemployment rate of Kings County was 5.3%. 63.1% of residents aged 16 and over are in the labour force. The city lies in Kings County; its jobs, pay by industry and GDP are on the county page.

Getting around

Among workers, 21.6% drive alone, 44.0% use public transit, 9.2% walk, 16.9% work from home. 41.2% of workers commute 45 minutes or more, 50% above the state average (41.2% against 27.4%).

People and education

41.6% of adults aged 25 and over hold a bachelor's degree or higher, 4% above the state share (41.6% against 40.2%). 36.6% of residents were born outside the United States, 61% above the state share (36.6% against 22.8%). The poverty rate is 17.9%, 28% above the state rate (17.9% against 14.0%).

Climate

The warmest month is Jul, averaging 75°F (23.7°C), and the coolest is Jan at 34°F (1.1°C). About 1,313 mm (52 inches) of precipitation falls in a year; Dec is the wettest month (133 mm) and Feb the driest (95 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.

Nearby cities to compare

Closest cities in this guide: Hoboken (7 miles, rent 61% higher); Jersey City (7 miles, rent 10% higher); Union City (9 miles, rent 16% lower); Bayonne (9 miles, rent 8% lower). Rent differences are against New York; use the Compare tab to put any two cities side by side.

Full guide to New York →New York guideAll jobs in New York

Official links for New York

These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.

Where to live

CITY Official statistics Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Places within 50 miles (straight line) of New York, NY that have a guide, with what living there costs. No pay estimate is shown because the title did not match one occupation.

Sort:
Place ⇅Distance from the job city ⇅Median rent ⇅Median home value ⇅Median household income ⇅Commute 45+ min ⇅Rent as % of occupation pay ⇅Open jobs there ⇅
New York, NY0 mi$1,821$777,600$80,48341.2%n/aJobs
Hoboken, NJ7 mi$2,938$895,100$180,57938.7%n/a—
Jersey City, NJ7 mi$2,007$566,900$97,71036.0%n/aJobs
Union City, NJ9 mi$1,537$471,600$64,31027.9%n/a—
Bayonne, NJ9 mi$1,682$460,100$83,88731.0%n/a—
West New York, NJ9 mi$1,716$465,600$71,72930.6%n/a—
Secaucus, NJ11 mi$2,391$571,900$139,82133.9%n/aJobs
Cliffside Park, NJ11 mi$1,837$588,200$93,45233.1%n/a—
Edgewater, NJ11 mi$2,579$715,700$124,05043.6%n/a—
Fairview, NJ11 mi$1,694$511,400$63,60625.4%n/a—
Kearny, NJ11 mi$1,720$459,400$79,15426.6%n/a—
Woodmere, NY12 mi$2,720$975,400$172,53745.7%n/a—
North Valley Stream, NY12 mi$3,059$613,800$142,73336.1%n/a—
Valley Stream, NY12 mi$2,124$616,100$133,19034.5%n/a—
Elmont, NY12 mi$2,209$602,900$114,21735.9%n/a—
Harrison, NJ13 mi$2,226$505,800$93,01342.0%n/a—
Newark, NJ13 mi$1,392$373,700$52,06025.1%n/aJobs
North Arlington, NJ13 mi$1,738$474,500$94,20129.5%n/a—
Floral Park, NY13 mi$2,243$789,600$150,08432.3%n/a—
Fort Lee, NJ13 mi$2,270$448,000$107,27434.3%n/a—

Career paths

We could not match this title to one occupation, so here are the other sub-niches in Technology, where your skills may carry over:

Cybersecurity (366) Software engineering (1880) Cloud, IT and infrastructure (504) Product management (412)

Distances

CITY Calculation (straight line) Source: U.S. Census Bureau Gazetteer (coordinates) · Data: 2024

How far New York, NY is from the 20 largest US cities, in straight-line miles (not driving distance). Click a column to sort.

Sort:
From ⇅Straight-line distance (miles) ⇅Population of that city ⇅
New York, NY0 mi8,483,844
Philadelphia, PA77 mi1,579,706
Columbus, OH479 mi914,802
Charlotte, NC532 mi903,844
Indianapolis, IN646 mi885,860
Chicago, IL718 mi2,711,226
Jacksonville, FL834 mi977,670
Oklahoma City, OK1,327 mi697,125
Dallas, TX1,371 mi1,307,930
Fort Worth, TX1,401 mi963,194
Houston, TX1,419 mi2,328,253
Austin, TX1,512 mi979,539
San Antonio, TX1,583 mi1,479,835
Denver, CO1,625 mi718,877
Phoenix, AZ2,141 mi1,642,323
Seattle, WA2,407 mi754,195
San Diego, CA2,427 mi1,389,526
Los Angeles, CA2,459 mi3,857,263
San Jose, CA2,550 mi990,138
San Francisco, CA2,602 mi830,235

Nearby cities with open jobs (within 120 miles)

Sort:
City ⇅Straight-line distance ⇅Open jobs ⇅
Brooklyn, NY1 mi1
Jersey City, NJ7 mi108
Manhattan, NY8 mi3
Iselin, NJ21 mi2
Mahwah, NJ31 mi2
Deer Park, NY33 mi17
Darien, CT38 mi11
Lakewood, NJ42 mi2
Marlton, NJ74 mi13
Bethlehem, PA75 mi3
Fort Washington, PA75 mi2
Philadelphia, PA77 mi165
Atlantic City, NJ93 mi5
Wilmington, DE106 mi2
Newark, DE118 mi8

The employer

PNC is the employer in this listing. See all its open jobs here →

Company description (from The Muse): At PNC, we foster a work environment where employees can thrive while delivering a great customer experience. Here, you’ll be given the flexibility, trust and respect to do things that matter to you and support your career growth, while enabling you to make a positive impact on the people and communities around you. We have been committed to providing our clients with great service and powerful financial expertise to help them meet their financial goals. We are proud of our longstanding history of supporting not only our customers but also our communities, employees and shareholders.

size: Large Size; industries: Financial Services, Technology; locations on The Muse: Pittsburgh, PA.

We do not hold headcount or revenue for this employer. Check its careers site and, if it is listed on a stock exchange, its public filings (SEC EDGAR search).

The employer's profile on The Muse →

What it is like to work at a company (culture, schedules, benefits) is not in the source data, so we do not describe it. Read the description and ask the questions under "How to prepare".

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FAQ

What is the ALM Associate - Balance Sheet Analytics job at PNC?

A mid level role in technology (data, analytics and ai) listed 6 days ago. The full description is on this page and on The Muse.

Where is this job?

New York, NY.

How do I apply?

Use the "View this job and apply on The Muse" button. AtiveSite does not receive applications.

How much does it pay?

The listing does not publish pay, and we could not match the title to one official occupation.

What is the cost of living there?

Median rent in New York is $1,821 a month and median household income $80,483 (ACS 2020–2024).

How old is this listing?

It was posted on 2026-11-03 (6 days ago). Jobs older than 90 days are not shown.

Are there similar jobs?

Yes: browse data, analytics and ai jobs in New York.

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