Private Wealth Management Financial Planning Analyst
Morgan Stanley · New York, NY · Senior Level · Banking and wealth advisory · posted 2 days ago
Morgan Stanley · Baltimore, MD · posted 7 days ago
By AtiveSite · Published 07/11/2026 · Updated 09/11/2026 · Every figure is linked to its source below.
| Employer | Morgan Stanley |
|---|---|
| Location | Baltimore, Maryland |
| Field | Technology › Data, analytics and AI |
| Level | Mid Level |
| Source category | Data and Analytics |
| Posted | 2026-11-02 (7 days ago) |
| Work arrangement | On-site at the location listed |
| Pay | Not published in the source listing |
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in more than 40 countries, we are committed to helping clients achieve their financial goals while maintaining the highest standards of risk management and operational excellence.
We are seeking an Analyst/Associate to join the North American Security Settlements team within Firmwide Operations. The team is responsible for the clearance and settlement of Fixed Income and Equity securities across North American markets, ensuring the timely exchange of cash and securities while safeguarding the Firm against financial, operational, and regulatory risk. The function supports a broad market footprint including DTC, U.S. Treasury and Agency settlement, Canada, LATAM, Prime Brokerage, physical settlements, buy-ins and regulatory close-out activities.
This role offers a unique opportunity to gain front-to-back exposure to the trade lifecycle, develop expertise across multiple market infrastructures, and contribute to strategic transformation initiatives that are modernizing the settlement operating model.
What You'll Do
Manage the settlement of Fixed Income and Equity transactions across North American markets, ensuring timely settlement and accurate books and records.
Investigate and resolve settlement exceptions, failing trades, breaks, and discrepancies with internal and external counterparties.
Partner with Trading, Prime Brokerage, Operations, Technology, Compliance, Risk Management, Agent Banks, Custodians, and Depositories to facilitate successful settlement outcomes.
Monitor settlement exposures and identify potential financial, franchise, or regulatory risks, escalating issues appropriately.
Perform daily controls and reconciliations to ensure internal records align with depository, custodian, and agent records.
Analyze operational trends and risk indicators including settlement fails, breaks, mismatches, aging items, and critical deadlines.
Contribute to automation, reporting, and platform modernization initiatives designed to improve efficiency, scalability, transparency, and control effectiveness.
Develop product, market structure, and process expertise while building relationships across Operations and business stakeholders.
Continuously identify opportunities for process improvement and operational excellence. Required Skills
Strong analytical, problem-solving, and decision-making skills.
Ability to work effectively in a fast-paced, deadline-driven environment.
Excellent attention to detail and strong risk awareness.
Strong verbal and written communication skills.
Ability to manage multiple priorities while maintaining accuracy.
Strong teamwork and stakeholder management capabilities.
Proficiency with Microsoft Excel, Word, and PowerPoint.
Ability to identify issues, assess risk, and escalate appropriately.
Preferred Qualifications
Basic understanding of accounting principles and financial markets.
Understanding of securities trade lifecycle and front-to-back operational processes.
Knowledge of Equity and/or Fixed Income products.
Familiarity with DTC, Fedwire, Canadian, or international settlement markets.
Experience with data analysis, process improvement, automation, or operational transformation initiatives preferred.
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Salary range for the position: $64,000 and $107,000 per year. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit : https://www.morganstanley.com/people-opportunities/eeo .
Field: Technology Sub-niche: Data, analytics and AI All jobs at Morgan Stanley Jobs in Maryland Jobs in Baltimore, MD Baltimore city guide Maryland state guide Baltimore economy
View this job and apply on The Muse →
You apply on The Muse or on the employer's page; AtiveSite does not receive or process applications and is not affiliated with The Muse. The description above is shown as the source published it.
This is a Mid Level role in the Technology field (Data, analytics and AI) at Morgan Stanley. Mid-level roles usually expect some years of relevant experience and the ability to work with limited supervision.
We could not match this job title to one occupation in the official wage statistics, so no pay estimate is shown. Pay is not in the source listing; ask the employer for the range and compare in the 240 job niches.
Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; set your own state tax rate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.
This is editorial guidance, not information from the employer.
Know your rights as a candidate and an employee:
The job is in Baltimore, MD. Below is what the official statistics say about living and working there.
How Baltimore compares. Among the 80 largest places in Maryland, Baltimore is #1 by population, #77 for household income (#1 = highest), #6 for rent (#1 = cheapest), #65 for homeownership (#1 = highest). Its county, Baltimore, is #4 of 24 counties for average pay ($82,818).
Baltimore has 573,243 residents (ACS 2020–2024), about 9.2% of the population of Maryland. It covers 81 square miles of land, which works out to roughly 7,082 people per square mile. The median age is 36.2, 8% younger than the state median (36.2 against 39.4).
The median gross rent is $1,331 a month (rent plus utilities), 22% below the state median ($1,331 against $1,705). Over a year that is 25.7% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $229,600, which is 3.7 times the median household income ($62,177); a ratio under 4 usually means ownership is within reach for many households. 47.5% of households own their home, 30% below the state average (47.5% against 67.6%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.
The Baltimore-Columbia-Towson, MD metropolitan area has 1,356,680 jobs in the BLS wage survey, and the median pay across all occupations is $59,070 a year, 16% above the national median ($59,070 against $50,980). The biggest occupation groups are office and administrative support (159,220 jobs, median $49,590); management (123,580 jobs, median $128,630); transportation and material moving (113,300 jobs, median $44,720). The area is most specialised in life, physical, and social science (1.5 times) and computer and mathematical (1.4 times), where the share of workers is well above the national share. The best-paying groups with at least 5,000 jobs are management ($128,630) and computer and mathematical ($128,330). In 2026M09 the unemployment rate of Baltimore was 4.6%. 63.1% of residents aged 16 and over are in the labour force. The city lies in Baltimore; its jobs, pay by industry and GDP are on the county page.
Among workers, 55.5% drive alone, 10.3% use public transit, 5.6% walk, 17.8% work from home. 18.8% of workers commute 45 minutes or more, 22% below the state average (18.8% against 24.2%).
36.1% of adults aged 25 and over hold a bachelor's degree or higher, 17% below the state share (36.1% against 43.5%). 9.3% of residents were born outside the United States, 44% below the state share (9.3% against 16.6%). The poverty rate is 19.8%, 109% above the state rate (19.8% against 9.4%).
The warmest month is Jul, averaging 77°F (25.0°C), and the coolest is Jan at 30°F (-1.2°C). About 1,161 mm (46 inches) of precipitation falls in a year; Jun is the wettest month (117 mm) and Jan the driest (70 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.
Closest cities in this guide: Rosedale (6 miles, rent 4% higher); Arbutus (6 miles, similar rent); Dundalk (7 miles, rent 11% higher); Towson (7 miles, rent 33% higher). Rent differences are against Baltimore; use the Compare tab to put any two cities side by side.
Full guide to Baltimore →Maryland guideAll jobs in Baltimore
These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.
Places within 50 miles (straight line) of Baltimore, MD that have a guide, with what living there costs. No pay estimate is shown because the title did not match one occupation.
| Place ⇅ | Distance from the job city ⇅ | Median rent ⇅ | Median home value ⇅ | Median household income ⇅ | Commute 45+ min ⇅ | Rent as % of occupation pay ⇅ | Open jobs there ⇅ |
|---|---|---|---|---|---|---|---|
| Baltimore, MD | 0 mi | $1,331 | $229,600 | $62,177 | 18.8% | n/a | Jobs |
| Rosedale, MD | 6 mi | $1,378 | $276,200 | $85,711 | 18.3% | n/a | — |
| Arbutus, MD | 6 mi | $1,318 | $322,600 | $99,090 | 10.2% | n/a | — |
| Dundalk, MD | 7 mi | $1,473 | $212,700 | $64,520 | 15.5% | n/a | — |
| Towson, MD | 7 mi | $1,764 | $469,000 | $101,320 | 12.8% | n/a | — |
| Parkville, MD | 7 mi | $1,526 | $260,400 | $79,178 | 13.6% | n/a | — |
| Lochearn, MD | 7 mi | $1,460 | $286,000 | $74,707 | 19.0% | n/a | — |
| Woodlawn, MD | 7 mi | $1,494 | $294,200 | $82,466 | 13.4% | n/a | — |
| Catonsville, MD | 7 mi | $1,724 | $416,900 | $114,109 | 11.5% | n/a | — |
| Pikesville, MD | 8 mi | $1,707 | $434,500 | $98,465 | 9.8% | n/a | — |
| Carney, MD | 9 mi | $1,793 | $319,700 | $83,620 | 15.5% | n/a | — |
| Essex, MD | 9 mi | $1,319 | $258,900 | $67,168 | 19.3% | n/a | — |
| Milford Mill, MD | 9 mi | $1,653 | $273,600 | $69,711 | 21.9% | n/a | — |
| Glen Burnie, MD | 10 mi | $1,648 | $348,900 | $88,280 | 16.3% | n/a | — |
| Ilchester, MD | 10 mi | $2,115 | $532,400 | $152,103 | 20.2% | n/a | — |
| Elkridge, MD | 10 mi | $2,295 | $454,200 | $139,913 | 16.0% | n/a | — |
| Middle River, MD | 10 mi | $1,636 | $271,700 | $78,398 | 19.1% | n/a | — |
| Perry Hall, MD | 10 mi | $1,706 | $349,600 | $106,244 | 15.3% | n/a | — |
| Pasadena, MD | 10 mi | $2,393 | $423,400 | $129,727 | 21.6% | n/a | — |
| Randallstown, MD | 11 mi | $1,577 | $327,200 | $85,735 | 23.3% | n/a | — |
We could not match this title to one occupation, so here are the other sub-niches in Technology, where your skills may carry over:
Cybersecurity (366) Software engineering (1880) Cloud, IT and infrastructure (504) Product management (412)
How far Baltimore, MD is from the 20 largest US cities, in straight-line miles (not driving distance). Click a column to sort.
| From ⇅ | Straight-line distance (miles) ⇅ | Population of that city ⇅ |
|---|---|---|
| Philadelphia, PA | 93 mi | 1,579,706 |
| New York, NY | 170 mi | 8,483,844 |
| Columbus, OH | 342 mi | 914,802 |
| Charlotte, NC | 366 mi | 903,844 |
| Indianapolis, IN | 509 mi | 885,860 |
| Chicago, IL | 607 mi | 2,711,226 |
| Jacksonville, FL | 682 mi | 977,670 |
| Oklahoma City, OK | 1,175 mi | 697,125 |
| Dallas, TX | 1,209 mi | 1,307,930 |
| Fort Worth, TX | 1,240 mi | 963,194 |
| Houston, TX | 1,251 mi | 2,328,253 |
| Austin, TX | 1,347 mi | 979,539 |
| San Antonio, TX | 1,417 mi | 1,479,835 |
| Denver, CO | 1,501 mi | 718,877 |
| Phoenix, AZ | 1,998 mi | 1,642,323 |
| San Diego, CA | 2,288 mi | 1,389,526 |
| Los Angeles, CA | 2,325 mi | 3,857,263 |
| Seattle, WA | 2,329 mi | 754,195 |
| San Jose, CA | 2,429 mi | 990,138 |
| San Francisco, CA | 2,484 mi | 830,235 |
| City ⇅ | Straight-line distance ⇅ | Open jobs ⇅ |
|---|---|---|
| Chevy Chase, MD | 34 mi | 3 |
| Washington, DC | 35 mi | 234 |
| Arlington, VA | 39 mi | 224 |
| McLean, VA | 40 mi | 169 |
| Alexandria, VA | 42 mi | 6 |
| Reston, VA | 46 mi | 10 |
| Springfield, VA | 47 mi | 1 |
| Ashburn, VA | 50 mi | 15 |
| Newark, DE | 52 mi | 8 |
| Wilmington, DE | 65 mi | 2 |
| Philadelphia, PA | 93 mi | 165 |
| Fort Washington, PA | 95 mi | 2 |
| Marlton, NJ | 99 mi | 13 |
| Bethlehem, PA | 113 mi | 3 |
| Atlantic City, NJ | 116 mi | 5 |
Morgan Stanley is the employer in this listing. See all its open jobs here →
It is among the 200 largest US-headquartered employers in our list, with about 83,000 employees worldwide (2025). Company page with headquarters, state economy and official links →
These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.
What it is like to work at a company (culture, schedules, benefits) is not in the source data, so we do not describe it. Read the description and ask the questions under "How to prepare".
Morgan Stanley · New York, NY · Senior Level · Banking and wealth advisory · posted 2 days ago
Morgan Stanley · Dallas, TX · Senior Level · Executive and general management · posted 2 days ago
Morgan Stanley · Dallas, TX · Mid Level · Banking and wealth advisory · posted 2 days ago
Morgan Stanley · New York, NY · Mid Level · Administration and office · posted 2 days ago
Morgan Stanley · New York, NY · Mid Level · Administration and office · posted 2 days ago
Morgan Stanley · New York, NY · Mid Level · Account management · posted 2 days ago
Morgan Stanley · New York, NY · Senior Level · Software engineering · posted 2 days ago
Morgan Stanley · Washington, DC · Mid Level · Business operations and strategy · posted 2 days ago
Leidos · Baltimore, MD · Mid Level · Data, analytics and AI · posted 3 days ago
Leidos · Gaithersburg, MD · Mid Level · Data, analytics and AI · posted 3 days ago
Leidos · Hyattsville, MD · Senior Level · Data, analytics and AI · posted 3 days ago
Deloitte · Baltimore, MD · Mid Level · Data, analytics and AI · posted 18 days ago
Morgan Stanley · Baltimore, MD · Senior Level · Data, analytics and AI · posted 75 days ago
Morgan Stanley · Baltimore, MD · Senior Level · Data, analytics and AI · posted 82 days ago
Oscar Health · New York, NY · Senior Level · Data, analytics and AI · posted 2 days ago
Oscar Health · New York, NY · Senior Level · Data, analytics and AI · posted 2 days ago
Labcorp · Baltimore, MD · Mid Level · Patient access and hospital administration · posted 2 days ago
Enterprise Mobility · Baltimore, MD · Senior Level · Customer success and service · posted 2 days ago
Enterprise Mobility · Baltimore, MD · Senior Level · Customer success and service · posted 2 days ago
TruGreen · Baltimore, MD · Mid Level · Security, facilities and maintenance · posted 2 days ago
Suntory Global Spirits · Baltimore, MD · Senior Level · Executive and general management · posted 2 days ago
Bank of America · Baltimore, MD · Mid Level · Banking and wealth advisory · posted 2 days ago
All Data, analytics and AI jobs → · All Technology sub-niches →
A mid level role in technology (data, analytics and ai) listed 7 days ago. The full description is on this page and on The Muse.
Baltimore, MD.
Use the "View this job and apply on The Muse" button. AtiveSite does not receive applications.
The listing does not publish pay, and we could not match the title to one official occupation.
Median rent in Baltimore is $1,331 a month and median household income $62,177 (ACS 2020–2024).
It was posted on 2026-11-02 (7 days ago). Jobs older than 90 days are not shown.
Yes: browse data, analytics and ai jobs in Maryland.
AtiveSite is not affiliated with or endorsed by The Muse, the employer or any government agency, and does not process applications. Verify every detail with the employer before acting.