Work Location: Mount Laurel, New Jersey, United States of America
Hours: 40
Pay Details: $76,290 - $114,440 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business: Risk Management Job Description:
Department Overview:
Model Risk Management supports the effective oversight of model risk across TD's U.S. operations and is comprised of two core functions: Model Validation and Model Risk Governance. Model Validation provides independent review and challenge of models, while Model Risk Governance supports the operating framework, controls, reporting, and oversight routines for the model risk program. This position sits within the Model Risk Governance team.
The Senior Quantitative Analyst provides the quantitative analysis and builds the advanced quantitative models to meet business requirements. In addition, the Senior Quantitative Analyst provides highly specialized quantitative analytical and modeling support at the assigned line(s) of business and Develop advanced quantitative models to enable pricing of products. Provide highly specialized analytical and modeling support for these models including optimal pricing and risk management.
Depth & Scope:
Provides financial, analytical, modeling expertise to build quantitative models for business projects
Conducts complex quantitative analysis as it applies to areas of responsibility, generally aligned to specific transactions and products
Performs statistical model assumptions' tests for soundness of model theory
Hands on coding and building of quantitative models
Reviews model results and identifies unexpected results
May develop specialized analytical tools for projects or ongoing use
May develop conclusions and courses of action to rectify discrepancies as well as analyses
Develops and analyzes key metric and plan variances and related information
Develops analyses of performance and predictive data
Compiles and generates ad-hoc analytical reports
May lead additional research efforts, applying expertise in statistical analysis and modeling
Explores the best practice modeling techniques for model enhancement
Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas
Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations
Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
Leads cross-functional teams or projects with significant resource requirements, risk and / or complexity
Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
Uses sophisticated analytical thought to exercise judgement and identify solutions
Impacts the achievement of sub-function or business line objectives within the area they are accountable for
Work is guided by policies and industry standards/methods
Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
Works autonomously as the lead and guides others within area of expertise
Independently handles all but the most complex and unusual issues
Additional Information:
This role is ideal for a governance and risk professional with strong execution, stakeholder coordination, and communication skills. The successful candidate will support a broad portfolio of recurring MRM governance activities, including RCM, RCSA, governance reporting, issue management, controls, policy/framework updates, model inventory and attestation, regulatory change management, and DFAST/stress-testing readiness. As priorities evolve, the role will help strengthen execution across TD programs where MRM has governance, oversight, reporting, or compliance responsibilities.
Education & Experience:
Undergraduate degree required, advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience or
3+ years relevant experience, In-depth knowledge of quantitative models and statistical analysis
Ability to effectively interpret, select appropriate techniques, take independent action, communicate, and follow-through
Strong communications skills, both written and verbal
Strong interpersonal and consultative communication skills with well-developed presentation skills
Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives
Practical knowledge of financial analysis techniques and methodologies
Ability to employ complex analytical tools and statistics to perform analysis and forecasting of financial and other business information
Proficiently use Microsoft Office tools to prepare and present analysis results to the audience
Advanced skills in SAS and SQL
Advanced level in statistical analysis and modeling tools
Ability to exercise sound judgment in making decisions
Ability to analyze complex information and develop plans to address identified issues
Demonstrated skills in conflict resolution, strong intuitive judgment and negotiation/influencing skills, flexibility and adaptability to changing priorities in a fast-paced environment, along with a strong consultative approach
Skill in collecting, organizing and analyzing complex or technical data
Skill in using logic and reasoning to identify the strengths and weaknesses of alternative situations, conclusions or approaches to problems
Skill in active learning by understanding the implications of new information for both current and future problem solving and decision making
Skill in identifying complex problems and reviewing related information to develop and evaluate options and implement solutions
Skill in decision making by considering relative costs and benefits of potential actions and choosing the most appropriate option
Ability to determine which issues to escalate versus to resolve independently, and provide suggestions for possible resolution
Ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events)
Ability to evaluate documents for accuracy and legal conformance
Ability to anticipate and diffuse problems before they occur
Ability to conduct short-range and long-range business planning
Ability to develop objectives, evaluate effectiveness and assess needs
Ability to recognize, analyze and solve a variety of problems
Ability to identify problems, evaluate alternatives and implement effective solutions
Ability to implement new systems and procedures and to evaluate their effectiveness
Ability to problem solve a variety of situations
Ability to contribute to strategic direction of the function and provide advice to senior leadership
Ability to think strategically and possess strong business acumen
Customer Accountabilities:
Develop and enhance quantitative pricing models
May lead additional research efforts, applying expertise in quantitative analysis and modeling
Write computer code to implement new pricing models and enhancements to existing models
Work with trading desks to perform analysis of financial markets using quantitative models
Work with trading desks and risk management to perform analysis of financial product pricing and risk management using quantitative models
Explore the best practice modeling for model enhancement
May develop specialized analytical tools for projects or ongoing use
Enhance model documentation to reflect new or improved models and model features
Work with model risk management to get new models and features approved
Review model results and identify unexpected results
May develop conclusions and courses of action to rectify discrepancies and analyses
Assist in the analyses of model performance
Develop and maintain strong business relationships with trading desks
Supportsthe development, forecasting, and analysis of potential responses to regulatory inquiry related to models
Shareholder Accountabilities:
Contribute to various operational activities and processes as assigned
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
Protect the interests of the organization - identify and manage risks, and escalate non-standard, high risk activities as necessary
Conduct internal and external research projects; support the development / delivery of presentations / communications to management or broader audience
Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exists
Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others
Identify, recommend and effectively execute standard practices applicable to the discipline
Adhere to internal policies/procedures and applicable regulatory guidelines
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
May lead work streams by acting as a project lead / subject matter expert for small scale projects / initiatives in accordance with project management methodologies
Employee/Team Accountabilities:
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; set your own state tax rate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.
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The job is in Charlotte, NC. Below is what the official statistics say about living and working there.
How Charlotte compares. Among the 100 largest places in North Carolina, Charlotte is #1 by population, #9 for remote work (#1 = most), #77 for rent (#1 = cheapest), #72 for homeownership (#1 = highest). Its county, Mecklenburg County, is #2 of 100 counties for average pay ($88,111).
The place in numbers
Charlotte has 903,844 residents (ACS 2020–2024), about 8.4% of the population of North Carolina. It covers 312 square miles of land, which works out to roughly 2,901 people per square mile. The median age is 34.5, 12% younger than the state median (34.5 against 39.1).
Housing
The median gross rent is $1,612 a month (rent plus utilities), 31% above the state median ($1,612 against $1,228). Over a year that is 23.6% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $385,700, which is 4.7 times the median household income ($82,068). 51.0% of households own their home, 23% below the state average (51.0% against 66.6%). A low ownership share points to a rental-heavy market with more apartments and shorter stays.
Work and pay
The Charlotte-Concord-Gastonia, NC-SC metropolitan area has 1,358,370 jobs in the BLS wage survey, and the median pay across all occupations is $49,990 a year, about the same as the national median ($49,990 against $50,980). The biggest occupation groups are office and administrative support (146,340 jobs, median $47,210); transportation and material moving (142,580 jobs, median $40,550); sales and related (139,760 jobs, median $40,880). The area is most specialised in computer and mathematical (1.4 times) and business and financial operations (1.3 times), where the share of workers is above the national share. The best-paying groups with at least 5,000 jobs are management ($133,220) and computer and mathematical ($120,930). In 2026M09 the unemployment rate of Mecklenburg County was 3.3%. 72.4% of residents aged 16 and over are in the labour force. The city lies in Mecklenburg County; its jobs, pay by industry and GDP are on the county page.
Getting around
Among workers, 57.4% drive alone, 1.9% use public transit, 1.7% walk, 28.8% work from home. 10.6% of workers commute 45 minutes or more, 24% below the state average (10.6% against 13.9%). Remote work is more common than in the state as a whole, which widens the set of employers a resident can work for without moving.
People and education
48.0% of adults aged 25 and over hold a bachelor's degree or higher, 35% above the state share (48.0% against 35.6%). 18.7% of residents were born outside the United States, 106% above the state share (18.7% against 9.1%). The poverty rate is 11.7%, 10% below the state rate (11.7% against 13.0%).
Climate
The warmest month is Jul, averaging 81°F (27.1°C), and the coolest is Jan at 40°F (4.4°C). About 1,146 mm (45 inches) of precipitation falls in a year; Jul is the wettest month (112 mm) and Jan the driest (80 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.
Nearby cities to compare
Closest cities in this guide: Pineville (9 miles, rent 4% lower); Matthews (9 miles, rent 9% higher); Mint Hill (10 miles, rent 5% lower); Stallings (12 miles, rent 17% higher). Rent differences are against Charlotte; use the Compare tab to put any two cities side by side.
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Places within 50 miles (straight line) of Charlotte, NC that have a guide, with what living there costs. No pay estimate is shown because the title did not match one occupation.
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What is the Senior Quantitative Analyst (US) job at TD Bank?
A senior level role in operations and management (business operations and strategy) listed 11 days ago. The full description is on this page and on The Muse.
Where is this job?
Charlotte, NC.
How do I apply?
Use the "View this job and apply on The Muse" button. AtiveSite does not receive applications.
How much does it pay?
The listing does not publish pay, and we could not match the title to one official occupation.
What is the cost of living there?
Median rent in Charlotte is $1,612 a month and median household income $82,068 (ACS 2020–2024).
How old is this listing?
It was posted on 2026-10-29 (11 days ago). Jobs older than 90 days are not shown.
Are there similar jobs?
Yes: browse business operations and strategy jobs in North Carolina.
Sources and terms
Job data: The Muse public API (listing dated 2026-10-29). The job disappears from this site when it disappears from the source.
Wages and projections: BLS OEWS (May 2025) and Employment Projections 2025–35.
City and county figures: Census Bureau ACS 2020–2024, BEA, BLS QCEW and LAUS, NASA POWER climatology; distances from Census Gazetteer coordinates.
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